See your real year
Trades income moves. We start by looking at what actually comes in across a whole year, good months and slow ones together, instead of judging everything by your best month.
Blue Collar Blueprint
When the tools go down, what happens at home?
I have spent 30 years in the trades, working as a carpenter in Ontario. I help people who work with their hands, and their families, learn the money basics in plain language and build a plan that fits how trades life actually works.
If you work with your hands, your paycheque rarely looks the same two months in a row. I know, because mine never did either. Everything on this site is built with that life in mind.
I am a financial professional with World Financial Group, based in Ontario, and part of the Wealth Foundations Canada team. The people I help are people in the trades and their families. I am not speaking to that life from the outside. I spent my working life in it, through busy seasons and slow ones, and paycheques that changed from month to month.
Most tradespeople were never taught the money basics in order, in plain language. School did not cover it, and nobody on a job site is handing it out either. Teaching it plainly, and helping families plan around it, is the work I do.
Every family starts in a different place. These are the pieces I help with, one at a time, in plain language.
Trades income moves. We start by looking at what actually comes in across a whole year, good months and slow ones together, instead of judging everything by your best month.
From those real numbers, we build a household plan that holds up in a lean month, not just a busy one. What has to go out, what is left to work with, and what comes first.
If an injury or a sick stretch stopped your income, what would still need to be paid, and for how long? We walk through those questions early, while the answers can still do some good.
The tools go down for good one day, on a day you chose or a day your body chose. We get ready for that day in plain terms, so it arrives as a plan and not a surprise.
After decades of physical work, knees, backs, shoulders, and hands start sending messages. If yours are talking to you, that is not the end of the plan. It is the start of a conversation about what comes next, and it is better had early.
Teaching is a big part of how I work, and the class is one of the ways I teach. Money Foundations for Canadians is a 40 minute online class, taught live on Zoom, three times a week. It teaches the money basics in order, in plain language, and it is general education, not personal financial advice. No products are sold in the class, and nobody will pitch you anything in it.
It teaches The Foundations Five.
If you would rather start with a group and a framework, start here. If you would rather talk about your own situation, book a conversation instead. Either door is fine.
If money was never properly taught to you, you are not behind. You were just never shown it in order. Book a conversation, bring your questions, and we will look at your situation together, at your pace. If life gets in the way and you need a new time, we find you one.